Financial Planning

Managing your money in our current economy, whilst still planning for your future can be a challenging task. Who do you trust and whose advice do you take? Our approach is all about serving people.  That means serving you.

We understand that you have unique dreams and aspirations, not only for yourself but also for your family.  You want to save, but might also need to consider risk and include products for severe illness, disability and income protection cover, whilst providing for your family should you fall away. Our financial planners take these risks into account and partner with you to identify and plan your financial future.

Our services for individuals include:

  • Personal financial risk planning for death
  • Estate planning, wills and trusts
  • Disability, illness and dread disease cover
  • Personal investment planning for short-term, medium-term and long-term goals, focusing on retirement

We offer the following insurance products:

Life Insurance

Having life insurance will ensure that your family or dependants are financially secure in the event of your death or disability. It is a contract between yourself and an insurer, where the insurer agrees to pay you a sum of money in exchange for a premium, upon your death. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. Planning for tomorrow ensures peace of mind today – something money cannot buy.

Disability Cover

Accidents happen every day and one should never think it cannot happen to you.  You need to take into account how much provision to make to continue living a quality life and provide for your loved ones.  Disability insurance pays out a pre-determined amount should you ever become disabled.

Severe Illness

When one develops a severe illness, such as cancer, or suffers a heart attack or stroke, your finances should be the last thing to consider. Yet, the reality is that we are often unprepared. Ensure that you choose a product that covers a substantial amount of dreaded diseases to be able to only concentrate on getting better and still enjoy the company of those who matter most.

Income Protection

Being unable to work, either temporarily or permanently, because of serious illness or injury, can place you and your family under serious financial strain. An income protection policy provides assurance of continued income should this ever happen. You will be able to maintain your lifestyle and continue to meet your commitments. Don’t delay; speak to one of our consultants today.

Funeral Cover

Planning for a loved one’s funeral will never be easy.  Planning ahead of time, however, will make the financial burden easy to bear when the time comes.  Proper provision will also allow you to part with those you love with the dignity they deserve. Funeral Cover is available for the whole family.

Medical Aid Gap Cover

Bridging the gap between what your medical scheme pays and what your medical specialists charge can be a worrisome factor.  Medical Aid Gap Cover allows you to cover medical expense shortfalls and co-payments at a time when your only focus should be on getting better.

Contact us today to discuss a financial plan suitable for you.